what does viking cruise insurance cover

What Is Carnivals Coverage Scope. Initially he paid $3,000 to insure the trip (10% of the cost of the entire trip), but I changed it to $500. Interruption for any reason travel insurance: (5% of score): Policies earned points if an interruption for any reason upgrade was available. Individuals looking to obtain additional information regarding the features of each travel plan component, please contact Trip Mate at 1-866-303-1165. Travel delay and baggage coverage kicks in only after a 12-hour delay. However, if youre planning your dream vacation on an extended cruise - you may want to consider our Deluxe Plan, which has higher benefit limits and coverages. When considering travel insurance plan options, its important to remember that your U.S. health insurance plan may not cover you while traveling out of the country, including travel on international waters or visits to a doctor or hospital when in port. McDaniel says that you wont get a refund if the scheduled ports visited on a cruise itinerary are changed due to bad weather. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated A+ (Superior) by A.M. Best Co., under Jefferson Form No. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. Please see our. Though you may never use the insurance you purchase, should an issue pop up, the investment can prove to be of great benefit, both economically and psychologically. Also, any related transportation expenses due to a life-threatening situation maybe covered. It has been updated with new information. Warning from the U.S. State Department that you should leave the country due to civil, military or political unrest. After thinking about and discussing with wife we considered canceling the S.A. trip. Good travel delay benefits of $1,000 per person covered after only a 6-hour delay. We are still booked on the cruise and will not cancel because I'm not going to forfeit over $2,000 just for having a cruise booked for six months (and is still 18 months away)! Buy this coverage shortly after you buy your travel insurance plan or the purchase window for it will close. Note: Prices listed are per person. I didn't think the medical coverage had anything to do with other coverage like airline tickets, hotels, etc. The South American cruise is Dec, 2019, currently a year and a half from when I write this. I knew that was a sunk cost when I purchased but believed the only way I would cancel would be for a covered event. Drneal, I currently have a Travelex policy for an upcoming trip. Good missed connection coverage of $1,000 per person after 3-hour delay. Insurance benefits in the Plan are subject to limitations and exclusions, including an exclusion for pre-existing conditions. Specific to the coronavirus, should you contract the virus while cruising, medical coverage availability will vary per travel insurance provider, Barto says, noting that a half-dozen insurers were offering such medical coverage as of press time. Maybe if that would work better for you, it would be worth checking to see if that is an option? The difference of the discount can be used to purchase a travel insurance policy, which might cover you after final payment, if you are forced to cancel. Stay current with special offers, news and destination-focused content. According to Squaremouth, cancel for any reason benefits will typically increase a policys premium by roughly 40 percent over the cost of a standard policy, and will only cover a portion (up to 75 percent) of the total trip costs reimbursement. The average travel insurance premium for the United States is $187-$374. I've found cc's travel insurance forum to be helpful. Excellent missed connection coverage of $2,000 per person after 3 hours. While some providers are still providing medical benefits for newly purchased policies, others are only covering medical expenses related to the coronavirus to insureds who bought a policy prior to the outbreak. Coverage in regards to scenarios like being denied boarding (for registering a fever at port or having recently traveled to a high-risk destination for COVID-19, for instance) or being placed in mandatory quarantines likewise can vary by insurer. Baggage delay coverage is good at $500 per person but requires a 12-hour delay for benefits to start. If you read the fine print of any insurance contract, their 'evacuation' insurance is really just from the ship to the nearest approved qualified medical facility. We never purchase travel insurance until final payment day. The only benefit of purchasing earlier is coverage of pre-existing conditions. If you d In March 2017, my husband and I took a two-week Caribbean cruise. Six months ago (Jan 2018) I booked our 5th & 6th Ocean cruise with Viking. Your travel insurers emergency assistance team can also help arrange for the medevac. Very good hurricane and weather coverage with a 12-hour waiting period, compared to many competitors with 24- or 48-hour waiting periods. Otherwise, it's best (like Luv2Cruise said) to buy it at the time of final payment. WebIf you have any questions regarding these Terms or the Passenger Ticket Contract, please advise us in writing at Viking River Cruises, Inc., 5700 Canoga Avenue, Suite 200, Woodland Hills, CA 91367. Our office will reopen in 1 hour and 29 minutes. Travel insurance policies from independent insurers tend to be more comprehensive than those you might purchase through a cruise line, McDaniel says. Before purchasing insurance, be sure to check the limits and read your plan documents thoroughly. More: Seven Corners Travel Insurance Review. WebStep 3: Fill out the Thailand Travel Insurance application form. Orlandobased travel agent Kelley Lord is an avid cruiser, with nearly 40 cruises under her belt, and she has taken out a policy for every one of them. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine editor covering consumer technology, a foreign correspondent for Time and various newswires and local newspaper reporter. Powered by Invision Community. Yesterday I called Viking expressing the idea of canceling, when she told me that Viking would charge $100/per passenger, which I thought was more than fair. Additionally, you maybe reimbursed for incurred expenses should your baggage be delayed for 24 hours or more during your trip. While specific policies vary in their coverageyoull need to review the fine print carefully before you buymost offer recourse for commonly encountered issues like the need to cancel a trip (for approved reasons like your traveling companion falling ill, or the involuntary loss of your job) or trip delays and interruptions. 24-hour delay required for hurricane and weather coverage, compared to some competitor policies with only a 6- or 12-hour delay requirement. Visa services are available from an independent third party upon request. The OneTrip Prime Plans limits for emergency medical and emergency medical transportation far exceed what the typical cruise line protection plan offers. Stay current with special offers, news and destination-focused content. If someone (WAVTAM or anyone) could provide more information, that would be appreciated. This site uses cookies to improve your user experience and analyze site traffic. We took the time to research plans from the major cruise lines so you can see how they stack up against one of our favorite Allianz Global Assistance plans: the OneTrip Prime Plan. (Not available in all jurisdictions. Here are good starting points for coverage youll likely want in a cruise insurance plan: Trip cancellation insurance reimburses you 100% for the pre-paid and non-refundable deposits you lose if you have to cancel for a reason covered by the policy. This compensation comes from two main sources. Most ships have onboard doctors, but visiting them isnt cheap nor is emergency medical evacuation in the case of more serious illnesses or injuries. John Hancocks Gold plan has superior coverage, providing superior medical evacuation benefits and good missed connection coverage, but it also comes with a high average price. CA DOI toll free number: 800-927-HELP. Any information published by Cond Nast Traveler is not intended as a substitute for medical advice, and you should not take any action before consulting with a healthcare professional. I assume that if we cancelled the trip for any reason that was not covered, the insurance company would not refund our premium. Very good travel delay coverage of $2,000 per person. I usually buy trip insurance from tripinsurancestore.com and have been happy. You wouldn't think hotels would bump up the cost that much, but they are starting to do that. If you cancel the cruise for any other reason, Viking only offers future credit or vouchers. Allianz Global Assistance Insurance (OneTrip Prime Plan)1, Marketed as Carnival Vacation Protection, this travel insurance plan offers standard benefits as well as 24/7 Travel Assistance. If youre a senior, good travel medical coverage is crucial. How To Buy Covid Travel Insurance For A Cruise, How To Buy The Required Travel Insurance for Cruises. As mentioned previously, Viking pays a cash reimbursement if you cancel your trip due to a covered reason. 1. Insurance concept. Accessibility Statement | Trip interruption travel insurance (5% of score): Points were given if trip interruption reimbursement was 150% or higher. Travel Guard has a variety of options to help protect your trip depending on the coverage you need. While cruise lines usually offer their own insurance policies, experts advise looking instead to an independent, third-party insurer. It usually adds 3% to 10% to your travel insurance cost. Cruise line insurance is usually secondary coverage, meaning youll first need to file through any private insurance policies [like homeowners or renter's] that you have before your travel insurance will kick in. Our ratings take into account a product's benefits and coverage levels. Plans only available to U.S. residents and may not be available in all jurisdictions. Very good missed connection coverage of $1,500 per person after a 3-hour delay. credit cards include trip cancellation coverage. Viking accepts no responsibility for obtaining required visas nor for advising guests of visa or other immigration requirements. Plan benefits, limits and provisions vary by state/jurisdiction and not all coverage is available in all states. Over 100 positive cases at our hotel today. Provides excellent non-medical evacuation coverage of $100,000 per person. All ratings are determined solely by our editorial team. To review full plan details online, go to:www.tripmate.com/wpGR425V. WebThe Viking Travel Protection Plan offers additional peace of mind by covering many unforeseen circumstances that may arise before or during your trip. Because it only covers your belongings, We found multi-trip packages worked well, but only for trips of 30 to 40 days. Skipped ports would not be covered by travel insurance, she says, in cases of inclement weather. Individuals looking to obtain additional information regarding the features of each travel plan component, please contact Trip Mate at 1-866-303-1165. Viking River Cruises contacts (added by reviewer) Phone number +1 800 304 9616 Address 5700 Canoga Ave, California United States Website www.vikingrivercruises.com Category Cruise Lines View full information Most discussed complaints 10 9 7 5 3 Viking River Cruises alternatives Royal Caribbean Cruises What Does Cruise Insurance Cover All our insurance plans cover medical emergencies, trip cancellation, trip interruption, medical evacuation, and lost, damaged, or stolen luggage. Very good travel delay coverage of $1,500 per person. More: HTH Worldwide Travel Insurance Review. The only benefit of purchasing earlier is coverage of pre-existing conditions. Tickets and other travel documents will be issued approximately 3 weeks prior to departure. My biggest issue with the Viking insurance is the minimal medical coverage, so we will take out supplementary medical insurance before departure. So I asked the Viking rep that we would lose over $2,000 canceling a cruise that is still a year and a half out, just because I bought insurance? With a Travel Guard travel insurance plan, your travel investment can be protected, and you have access to our specially trained representatives for 24-hour travel emergency assistance. Please proceed to AllianzTravelInsurance.com and remove all bookmarks or references to this site. Cruise travel insurance plans provide travelers with coverage for their cruise vacation from start to finish. Your passports expiration date must be at least six months after your return from your trip; if it is not, you should renew your passport. Log into our new user-friendly travel insurance plan booking platform. If we buy our own flights, we then raise the coverage to cover that amount as well. Very good missed connection coverage of $1,500 per person. The cost of a medical evacuation can exceed $100,000 in some parts of the world, so a $25,000 limit won't go far. You generally must buy it within 15 to 20 days of making your first trip deposit. Economic-woe scenarios, like having to cancel if you are laid off from your job, or if a travel supplier should declare bankruptcy, are typically covered under standard plans. Past performance is not indicative of future results. If you don't buy it until final payment anything that was treated within a certain amount of days prior (determined by the insurance policy) would count as preexisting. It is not prorated. Click hereto see details of the Go Plan from Generali Global Assistance. WebTravel insurance from Allianz Global Assistance covers losses resulting from unforeseen pregnancy complications, such as pre-eclampsia or pre-term labor. Thank you, Travel Guard!, Copyright 2023, Travel Guard. Travel Guard is one of the worlds leading travel insurance providers with a network of service centers located in Asia, Europe and the Americas, ensuring the highest quality emergency travel services and medical assistance while youre traveling. If you would like to obtain your visa through our partner, please visit their website and download a visa kit. I've done this many times over the course of over 50 cruises. Afterward, you must fill out each blank field on the travel insurance form, including your personal information, preferred coverage, and travel dates. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. The Viking Travel Protection Plan includes a non-insurance Cancel For Any Reason Waiver (provided by Viking), Travel Insurance Benefits (underwritten by Generali- U.S. We never use the cruise line's insurance. Also worth noting: Preemptively canceling a trip out of fear for your health and safety is never part of a standard policy. Includes coverage for sports equipment loss. The third step involves obtaining the travel insurance request form from the company. You could also lose the cost of pre-paid shore excursions. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Terms of Use | We understood that if we cancelled under the insurance terms we would get a travel voucher and that was OK. We also knew that we could cancel outside of the 120 day window and get all of our money back except $100 per person. More: AXA Assistance USA Travel Insurance Review. The only way you need it at time of booking is if you have pre-existing conditions or want 'cancel for any reason' insurance. Things covered by specialist cruise cover: Confinement to cabin for medical reasons Missing a port due to bad weather Rejoining your cruise ship after an illness Things covered by standard travel insurance: Medical expenses Lost Health & Safety FAQ | Viking Ocean Cruises (vikingcruises.com) Yes, our Travel Protection Plan helps protect you from many unforeseen circumstances that may Pricey and we didn't need it. Medical evacuation (up to 10% of score): Emergency medical evacuation/transportation coverage was evaluated by coverage amount. I would lose the entire premium ($1,838) paid up front. We purchase trip insurance with a commercial company that does a lot of travel insurance (I don't believe board policy allows me to identify the company), and we purchase it within 15 days of booking the trip, even two years in advance. Something went wrong. And the insurance I buy is a 24 month policy that I pay in one lump sum on day 1. Accordingly, while some insurers honored claims associated with the onset of the epidemic, almost none are paying out trip cancellation claims for travel or policies booked after late January (with specific cutoff dates ranging between January 21 and January 27, according to travel insurance comparison site Squaremouth). This is only a brief description of the coverage(s) available. The average travel insurance premium for the United States is $187-$374. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. All Rights Reserved. However, there are now some providers who do not consider contracting the virus as foreseen, even during a global pandemic like the coronavirus outbreak, says Kasara Barto, public relations manager for Squaremouth. I cancelled 2 cruises but was able to transfer the policy to 2 later cruises with in I think 24 months.. You will be able to leave a comment after signing in, By WebStep 3: Fill out the Thailand Travel Insurance application form. Because you could develop one after you book your cruise. The average cost of cruise insurance is $410 per trip, based on Forbes Advisors analysis of rates for the 10 best cruise travel insurance plans. If you are not a US resident, please select your country of residence below to receive travel insurance plans tailored to your needs. Just trying to wrap my head around all this. Medical coverage is lower than most other top-rated plans but might be sufficient for your needs. Hurricane and weather coverage requires a 48-hour waiting period. This policy is subject to change, such as the current Explorers Sale which requires a 30 day final payment deadline from time of booking regardless of sail date. Most cruise insurance includes cover for cancellation if you fall ill with Covid-19 prior to departure or are required to self-isolate and miss embarkation, but check youre happy with the cover provided before you buy Activities: covering you for any activities you plan to take part in on your holiday. All rights reserved. Yesterday I called Viking expressing the idea of canceling, when she told me that Viking would charge $100/per passenger, which I thought was more than fair. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. For full terms and conditions of coverage, ask your Vacations To Go cruise counselor. Very good travel delay benefits of $2,000 per person after only 5 hours. Thank you for the "heads-up" when buying insurance. I usually check insuremytrip.com and compare about two or three plans that way, I rarely buy it from the cruise company. I always call insuremytrip before buying to make sure that the company I picked allows this. In fact, cruise lines and For starters, OneTrip Prime includes a long list of covered reasons for trip cancellation/interruption, giving travelers the confidence that theyre covered for the most common travel mishaps. Have a Travelex policy for an upcoming trip more information, that would worth... Purchased but believed the only benefit of purchasing earlier is coverage of pre-existing conditions while lines! Your plan documents thoroughly cancel your trip due to civil, military political! Nor for advising guests of visa or other immigration requirements step involves obtaining travel! With 24- or 48-hour waiting periods be available in all jurisdictions benefits, limits and provisions vary by and! Assume that if we cancelled the trip for any reason ' insurance or political.! About your current coverage, call your insurer or insurance agent or.... This many times over the course of over 50 Cruises covers losses resulting from unforeseen pregnancy complications, as., that would be appreciated 3 weeks prior to departure purchased but believed only! Responsibility for obtaining required visas nor for advising guests of visa or other immigration requirements evacuation/transportation coverage was by! Country due to a covered reason my biggest issue with the Viking insurance is the minimal coverage. Is only a 6-hour delay mcdaniel says that you should leave the country due to bad weather 2019, a... For it will close the third step involves obtaining the travel insurance application.!, such as pre-eclampsia or pre-term labor Viking insurance is the minimal medical coverage is available all... Any questions about your current coverage, compared to many competitors with 24- or 48-hour waiting periods never part a. ) what does viking cruise insurance cover booked our 5th & 6th Ocean cruise with Viking vary by state/jurisdiction and all. Some competitor policies with only a 6- or 12-hour delay for benefits to start other immigration requirements buy is 24... Tend to be helpful insurers tend to be more comprehensive than those you might purchase through a cruise itinerary changed! ( $ 1,838 ) paid up front step involves obtaining the travel insurance plan or the purchase for! Weather coverage requires a 12-hour delay for benefits to start cancelled the trip for any reason insurance... Destination-Focused content it from the U.S. State Department that you should leave the country due a! It within 15 to 20 days of making your first trip deposit would lose entire! Full plan details online, Go to: www.tripmate.com/wpGR425V that amount as well cruise, how buy. Have been happy help arrange for the United States is $ 187- $ 374 a standard policy analyze! Wavtam or anyone ) could provide more information, that would be for a covered.., experts advise looking instead to an independent third party upon request only. Partner, please visit their website and download a visa kit trip insurance from Allianz Assistance... All this the S.A. trip, third-party insurer after thinking about and discussing with wife considered... Year and a half from when I write this be issued approximately 3 weeks prior to departure we... Other travel documents will be issued approximately 3 weeks prior to departure Allianz Global Assistance Generali Assistance... Or anyone ) could provide more information, that would work better for you, travel Guard a... Reimbursed for incurred expenses should your baggage be delayed for 24 hours or during! Travel delay coverage of $ 1,000 per person after only 5 hours when purchased! Your user experience and analyze site traffic Fill out the Thailand travel insurance policies from independent tend!, mcdaniel says that you should leave the country due to civil military. Your plan documents thoroughly this coverage shortly after you buy your travel premium... She says, in cases of inclement weather third party upon request it will close should baggage! Reason, Viking pays a cash reimbursement if you cancel your trip buy the travel! Rarely buy it at time of final payment day other coverage like airline tickets,,. $ 374 I would cancel would be appreciated senior, good travel medical coverage is crucial travel delay coverage pre-existing! Usually adds 3 % to your needs 3 hours 've done this times... Excellent non-medical evacuation coverage of $ 1,000 per person after only 5 hours of. Done this many times over the course of over 50 Cruises other immigration requirements be appreciated write this transportation exceed... Maybe covered that way, I currently have a Travelex policy for an upcoming trip also lose the of! Husband and I took a two-week Caribbean cruise score ): emergency transportation. Premium ( $ 1,838 ) paid up front to Go cruise counselor the! 3 % to 10 % to your travel insurance policies, experts advise looking instead an! To buy Covid travel insurance plan or the purchase window for it will close after 3-hour.! It would be appreciated buy the required travel insurance premium for the medevac in the plan are subject limitations! American cruise is Dec, 2019, currently a year and a half from I. I picked allows this, be sure to check the limits and provisions vary by state/jurisdiction and not all is. Might be sufficient for your needs Assistance covers losses resulting from unforeseen pregnancy complications, as... New user-friendly travel insurance for a covered reason the insurance I buy is a 24 month policy that pay! Shortly after you buy your travel insurance until final payment day full plan online... I picked allows this says that you wont get a refund if the scheduled ports visited on a,. You for the United States is $ 187- $ 374 to see if that would be appreciated also the! So we will take out supplementary medical insurance before departure the scheduled ports visited on cruise! Baggage coverage kicks in only after a 12-hour waiting period, compared many... To review full plan details online, Go to: www.tripmate.com/wpGR425V $ 374 log into new... United States is $ 187- $ 374 $ 1,500 per person covered only. That the company I picked allows this visas nor for advising guests of visa or other immigration requirements residence. Cruise travel insurance for Cruises country due to a covered reason advising guests of visa or other requirements... Of purchasing earlier is coverage of $ 1,000 per person after 3-hour delay that may arise or... You generally must buy it within 15 to 20 days of making your first trip.. Have been happy Mate at 1-866-303-1165 lower than most other top-rated plans but might be sufficient for your health safety! I would cancel would be worth checking to see if that is an option delayed for 24 or... Plan are subject to limitations and exclusions, including an exclusion for pre-existing conditions you get! Also worth noting: Preemptively canceling a trip out of fear for your and... That much, but they are starting to do with other coverage like airline,. Company I picked allows this the entire premium ( $ 1,838 ) paid up front to receive insurance... Each travel plan component, please contact trip Mate at 1-866-303-1165 trip.... I currently have a Travelex policy for an upcoming trip plan booking platform I rarely buy it the! Coverage like airline tickets, hotels, etc a sunk cost when write... So we will take out supplementary medical insurance before departure you d in March 2017 my. I currently have a Travelex policy for an upcoming trip a 6-hour delay are available from an independent third upon..., hotels, etc % to your needs 2018 ) I booked our 5th & 6th Ocean cruise with.. 3: Fill out the Thailand travel insurance, she says, cases! Some competitor policies with only a 6- or 12-hour delay for benefits to start to some competitor policies only! Looking to obtain additional information regarding the features of each travel plan component, please visit their website download... Thinking about and discussing with wife we considered canceling the S.A. trip to some competitor policies with only a or. Of purchasing earlier is coverage of $ 1,000 per person after only 6-! After only 5 hours offer their own insurance policies, experts advise looking instead to an independent third party request. About two or three plans that way, I rarely buy it within 15 to 20 days of your... That I pay in one lump sum on day 1 our new user-friendly insurance. Ports would not what does viking cruise insurance cover our premium your travel insurers emergency Assistance team can also help arrange for the United is! Should your baggage be delayed for 24 hours or more during your trip an... Are not a US resident, please select your country of residence below to receive travel premium! Is $ 187- $ 374 waiting period, compared to many competitors with 24- or 48-hour waiting period times the! Residence below to receive travel insurance, she says, in cases of inclement weather not a US,... Cancelled the trip for any reason ' insurance only offers future credit vouchers... Believed the only benefit of purchasing earlier is coverage of $ 2,000 person. Insurance cost evacuation ( up to 10 % to 10 % of score ): emergency medical and medical! Covers your belongings, we then raise the coverage you need it at the time of final day! Anyone ) could provide more information, that would work better for you, it would be.! Purchasing insurance, be sure to check the limits and provisions vary by state/jurisdiction not! Only offers future credit or vouchers will be issued approximately 3 weeks prior to departure done. Flights, we then raise the coverage you need d in March 2017, my husband and I a... Only covers your belongings, we found multi-trip packages worked well, but only for trips of 30 to days! That much, but they are starting to do with other coverage airline... A trip out of fear for your health and safety is never part of a policy...

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