She is a workshop facilitator and former consultant for the City of San Francisco's Affordable Home Buyer Programs, as well as a former Certified Housing & Credit Counselor (HUD, NFCC). Then qhen they don't fund it for whatever reason they don't even tell you. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Please feel free to contact us at 866-337-0799 and email us at [email protected] if you require any further information.Sincerely,East Line Lending, Great customer service Very knowledgeable Explain everything thoroughly Answer all my questions, Hi Robert, Thank you so much for your kind words. Thank you for being such a great customer. First they tell you you're approved, send you loan documents to sign then you get no loan and you call them to ask the status and they tell you you've been denied. So-called government agencies that call or text you, claiming that you owe money. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Here are 8 tips for writing great reviews. Finder.com is an independent comparison platform and Retrieved from, N.A. Toggle navigation. processing errors, acts of God, and/or acts of terror may extend the time for the deposit and may cause a change in the Disbursement Date as disclosed herein. I was told that my loan would be in my account by the end of the day December 21 2022 and its still not in there So I was lied to and Im not happy about it!!! The first person made a big deal out of me being white and needing a loan. Thank you for being such a great customer. While there are legitimate loans for people with poor credit, a lender that advertises guaranteed approval is likely offering subprime loans or running an outright scam. So, if you have any suggestions, recommendations, questions, please feel free to contact us at 866-337-0799 and email us at [email protected], one of our Customer Service Representatives will be glad to assist you. It was very easy and the customer service agents were helpful. I found out today that is not the case. East Line Lending LLC is an economic arm and instrumentality of the Menominee Indian Tribe of Wisconsin, a federally recognized sovereign Indian nation (the Tribe) that adheres to federal consumer finance laws and operates within the boundaries of the Tribe's reservation. Quick and easy. We are happy to see this dedication reflected in your recent experience with us. Our answers to more questions you might have about personal loan scams. The percentage was 776%, that not ok very unreasonable. Hi Jose, Thank you so much for your kind words. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. If i had known this I would have continue to look for a different loan company. Banks, Credit Unions & Savings Institutions, Credit Protection Laws: The Consumer Credit Protection Act, How to Lower Your Credit Card Interest Rate, Credit Cards for Millennials: Terms, How to Apply & Rewards Programs, Unable to Pay Credit Card Minimum Payment, Gray Charges Have Credit Card Customers Seeing Red, Hazards of Paying the Minimum Payment on Your Credit Card, Revolving Credit: What It Is & How It Works, Unconventional Ways of Building, Improving Your Credit History, legitimate loans for people with poor credit, https://www.irs.gov/retirement-plans/considering-a-loan-from-your-401k-plan-2, https://www.consumerfinance.gov/coronavirus/avoiding-scams/, https://www.ftc.gov/news-events/news/press-releases/2022/02/new-data-shows-ftc-received-28-million-fraud-reports-consumers-2021-0, https://www.ftc.gov/news-events/news/press-releases/2021/02/ftc-sends-more-17-million-refunds-people-who-lost-money-student-loan-debt-relief-scam, https://www.consumerfinance.gov/about-us/newsroom/cfpb-finds-one-five-auto-title-loan-borrowers-have-vehicle-seized-failing-repay-debt/, Obtain personally identifiable information (PII) or financial information, like your SSN or credit card number, Gain permission to access your personal accounts or legal ownership of your property, Charge high interest rates and/or hidden fees, Charge fees for products or services you wont actually receive. Kellye Guinan is a freelance editor and writer, specializing in consumer lending. A very good experience. Sincerely, East Line Lending KA Karen 1 review US Lenme connects borrowers to investors through its simple app. east line lending is it legit. Hi Mary Bowers, We really appreciate you taking the time to share your experience with us. Private debt settlement companies also take advantage of their customers by collecting payments and then using little or none of the money to pay off the customers debt. I didn't read anywhere what the time frame would be. Kindly contact us at 866-337-0799 and one of our Resolution Specialists will assist you.Sincerely,East Line Lending. We count ourselves lucky for having customers like you. We encourage borrowers to pay off their loans as soon as possible to avoid accruing unnecessary finance charges. As of the moment our online portal is under a system update, and you will be notified once it's up. Replies to negative reviews in < 24 hours, Read 1 more review about East Line Lending. Please accept our deepest apologies for the inconvenience.Please feel free to contact us at 866-337-0799 and email us at [email protected] if you require any further information.Sincerely,East Line Lending. Want nothing from you crooks..I got a loan before from a good loan operation.. they put money into an app they're app and let me take what and when I needed it!! This lender offers cash advances to up your employers 401(k) or ESPP contribution for a flat fee starting at 6% of your returns. While I was getting my car repaired!! LightStream personal loans. So when you call to find out why they say the reason is in the mail and hang up on you. We were able to get our funds the next day, and the person processing. The clients who wish to apply for the loans must meet the following eligibility requirements: Be of a majority age in their state; Be US citizens; Be the residents in a servicing state; Hope this helps! Please be advised that we also abide by all applicable federal laws and regulation and tribal law as established by the Menominee Tribe of Wisconsin. Hi Adriane Turner,We understand you've put so much time and effort into this, and it has to be difficult for you. An origination fee should never be paid out of pocket. Regards,East Line Lending. [email protected]. Please feel free to contact us at 866-337-0799 and email us at [email protected] if you require any further information. Replies to negative reviews in < 24 hours, Read 1 more review about East Line Lending. Scammers may build a realistic website designed to throw you off and submit your personal information on a fake loan application. Still waiting on my money currently but they say it should be here today. But if you suspect that a lender is illegitimate or conducting a scam, go with your gut. Sincerely, East Line Lending AT Adriane Turner 1 review US Dec 22, 2022 Location of This Business. If you spot a red flag, don't give away your information or money. I was told a lot of the wrong information over and over repeatedly they never explained the proper terms correctly over the phone. Optional, only if you want us to follow up with you. to federal consumer finance laws and operates within the boundaries of the Tribe's reservation. Please accept our deepest apologies for the inconvenience.Please feel free to contact us at 866-337-0799 and email us at [email protected] if you require any further information.Sincerely,East Line Lending. Sincerely, East Line Lending CU customer We are happy to hear our customer feel taken care of every step of the process. Phone calls and social media messages are common ways for a scammer to contact potential victims. Whether you need to pay off high-interest credit card debt . When you take out a 401(k) loan, it may feel like youre just dipping into your savings, but that couldnt be further from the truth. I will call my credit union in the morning to see whats going on and Ill be calling Greenline back to see whats the problem!! You guys just sneaky deposit and now I'm stuck with a 7,000 dollars!!! If you didn't already know, scam lenders and loans are on the rise, fueled by the economic fall-out of the Covid-19 crisis. Hi AJ,We value your feedback Our rate and repayment details are clearly listed on the FAQ page of our website, as well as on the loan agreement. Theres no such thing as a guaranteed loan. Hi Matt Stehman,We understand you've put so much time and effort into this, and it has to be difficult for you. What is a Credit Score & How is it Calculated? This company has no website to track payments. Researching lenders to find one that matches your needs and credit score can . First time customers can qualify up to $3,000 Toll Free: 866-337-0799 Finance: 833-458-1781 Tribal Dispute: 715-972-8819 Fax: 920-393-9460. When comparing offers or services, verify relevant information with the institution or provider's site. East Line Lending supports efforts to combat fraud in the lending industry. Terms & Conditions! East Line Lendings loans are designed to assist you in meeting your short-term borrowing needs and are not intended as a long-term credit or financial solution. Some auto dealerships offer in-house lending, meaning they both sell vehicles and provide auto loans. The Gentleman that took care of my needs was very understanding, professional, listened and spoke very clearly, and he made it easy to understand what I was getting in to. Legitimate lenders offer steady rates that depend on your credit score and finances. It was done quickly, and the lady who helped me was great.However, I am still waiting for my loan to be dispursed. Verification can help ensure real people write reviews about real companies. Sincerely,East Line Lending. Loan Applications approved and processed by 2:00 PM CST of any business day will be funded the same day; Loan Applications approved and processed after 2:00 PM CST And I was told oh they decided not to approve you. Employees were . You guys just sneaky deposit and now I'm stuck with a 7,000 dollars!!! We use dedicated people and clever technology to safeguard our platform. The application process was very easy and straight forward. Join our mailing list for monthly tips on ways to manage your finances! Usually the payback window is short between 30 and 90 days with interest rates and add-on fees that can amount to as much as 120% APR. Please feel free to contact us at 866-337-0799 if you require any further information.Sincerely,East Line Lending. In offering you a loan, their goal is to do one or more of the following: Loan scams can take many different forms, but they often employ the same tactics. Here are some of the costs to consider: Title loans require you to offer your car or home as collateral. Nothing in this communication should be construed as a waiver of sovereign immunity, which is expressly reserved. Sincerely,East Line Lending, Was approved for a loan on the 11th have to get the receive it on the day I was supposed to get it which is today I have no online access to check my status I have not heard anything from my emails I sent from Friday, Hi Robert,We are sorry for any inconvenience. I dont like the interest rates, but it was needed. Should you require further assistance, please do not hesitate to contact us. function log_signup_widget(obj) { var form = obj; var URL = window.location.href.split('? I checked the next day after banks opened and still not delivered. Online loans typically have annual percentage rates from 6% to 36%, and loan amounts range from $1,000 to $100,000. Her writing and analysis has been featured on Bankrate, MSN and MediaFeed. ')[0] + " | " + "Competitive loan rates for all credit types" + " | " + "Get started", nonInteraction: true }); Scammers may seem legit on the outside because they put a lot of work into gaining your trust. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. When I asked to be explained about the loan I was not offered the opportunity to pay it off right away. Sincerely,East Line Lending. Hi Customer,We are sorry for any inconvenience that you've had encountered. Then I signed the papers electronically because I was going with what I was told on the phone. These simpler scams are sometimes combined with phishing scams. Also, many legit lenders request your bank account information to confirm your identity and deposit your loan. Sarah can be contacted via sarahcbrady.com. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. The agent that was helping made it so stressful that it seems like he didn't know what questions to ask. I only called back several times just to check my status about a time frame. Finder monitors and updates our site to ensure that what were sharing is clear, honest and current. You are unable to access your account online, says website does not exist. Hi Jose, Thank you so much for your kind words. And if you cant confirm a lender, an offer or even loan details, walk away and look elsewhere. High-pressure sales tactics are designed to drive you to act quickly, often before youre able to spot other red flags. It goes against our guidelines to offer incentives for reviews. I want that back out of my account immediately!!! But you need to make sure to contact its customer service team and don't just rely on the phone number or contact information on the offer. I found out today that is not the case. We look forward to working with you again in the future. The Federal Trade Commission (FTC) reported that consumers lost over $1.9 billion in 2019. Companies can ask for reviews via automatic invitations. Currently, If a lender asks you to provide an upfront fee for any reason, put the brakes on your application. Hi John E.,Your feedback is valuable to us, as we work to improve both our products and our services to you. So, I pay 4,000 on a loan for 626 with daily interest. Hi Joseph Chapman,We really appreciate you taking the time to share your experience with us. These dealerships often advertise that creditworthiness is no problem, and they appeal to customers based on the convenience of buying and getting a loan all in one spot. Hi Christian Fail,Your feedback is valuable to us, as we work to improve both our products and our services to you. The scammer often hooks their target by making a big promise they cant deliver on, or by hiding the actual cost of the loan. We encourage borrowers to pay off their loans as soon as possible to avoid accruing unnecessary finance charges. Well make sure that your agent will get a recognition that he deserves.Thank you so much for your kind feedback. Most borrowers under the age of 59 have to pay a 10% tax, You can be taxed more if you dont make the full payment, You may have to repay the full balance if you lose or leave your job, Youll have less money available when you retire, Better Business Bureau (BBB) reports or other official ratings, Professional communication, including good grammar, A website, phone number and physical location you can verify through your own online search, without clicking on any links you received in an email or text message, N.A. Then next day it's in my account!! We may receive payment from our affiliates for featured placement of their products or services. By offering the title to your property, you can potentially secure a loan for which you wouldnt otherwise qualify. Funds borrowed from East Line Lending LLC are governed by federal law and the laws of the Tribe, not the law of the state where you reside. Love how fast the loan went through. Please know that we do not tolerate our agents to be rude / to do any illegal things / to any of our customers as they are representing the company. We all know that this is a rent a tribe loan just using the tribe as a cover to charge whatever interest that they want, Hi Customer,We value your feedback Our rate and repayment details are clearly listed on the FAQ page of our website, as well as on the loan agreement. If you're ever asked to pay a fee before receiving funds, enter personal information onto an unsecure website or offered a loan you didn't request, you might be facing a scam. Please accept our deepest apologies for the inconvenience.Please feel free to contact us at 866-337-0799 and email us at [email protected] if you require any further information.Sincerely,East Line Lending, I have asked to cancel my loan and was told I would be called back I have not received my loan so it should not be a problem to cancel loan so therefore I have reached out to my attorney and his team to resolve this issue I will make sure that many people know that this is not a company to go with for a loan this company is a scam and a complete joke, Hi Derek Hammond, We understand you've put so much time and effort into this, and it has to be difficult for you.
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